LIVE WITH PURPOSE

Your financial plan is the cornerstone of all the work we do at Copperwood Financial. Our financial planning process assesses your current financial situation by analyzing your cash flow, expenses, income, and assets to identify and correct gaps that can impede you from attaining your long term goals.

Once the plan is put together, we dig into opportunities to minimize taxes through SMART Retirement Planning, maximize Social Security Benefits, and plan your estate. 

BUILDING A PLAN FOR YOUR FUTURE

Your financial plan is about more than just investment growth. It’s about creating a strategy for how to take income each year, and which accounts to take them from in retirement in the most tax- efficient manner possible. 

It’s also about exploring opportunities to take advantage of our current income tax environment. We take a look each year at taxes, and see what opportunities exist for converting money to Roth IRA’s to achieve tax free growth. 

Our financial planning process focuses on your cash flows, expenses, savings, and goals. Then, we create a strategy to best allocate those resources to meet your goals with a focus on: 

• Maximizing Income
• Tax Minimization
• Social Security and Medicare Optimization
• Efficient Investment Allocation