Copperwood Financial, Inc.
Copperwood Financial specializes in helping Federal employees understand their retirement benefits. We’ve covered everything from helping new hires make their benefit selections to helping retirees fill out their CSRS/FERS Applications for retirement.
We frequently host workshops for Federal Employees, explaining how each piece of their benefits work, and how to pick the best options. The webinars fulfill the financial literacy initiative for the Federal Government, and qualifies for official training with submission of SF-182.
Once you’ve completed the overview training, we’ll have a private session and put together a detailed report for your situation.
Federal retirement benefits are complex. our process helps you understand and maximize your benefits:
- FERS/CSRS Pensions (and CSRS Offset)
- Social Security benefit coordination
- Thrift Savings Plan (TSP) investments and rules
- Federal Employee Health Benefit (FEHB)
- Medicare Coordination
- Special Retirement Supplement (SRS)
- Federal Employee Group Life Insurance (FEGLI)
- Survivor Benefit Program (SBP)
- Federal Long Term Care Insurance Program (FLTCIP)
Once you understand how your benefits work, we transfer that information into your detailed financial plan. The plan will show you what your retirement looks like, and how to maximize your benefits and save taxes.
Our work with Federal employees started by necessity. We were working with several doctors who were a part of the VA Hospital system, and it became clear that we didn’t really understand how the Federal benefits system worked, and neither did any other financial planners.
So, we set out to take as much training as possible to understand how the benefits worked so that we could provide our clients with the best information on coordinating their FERS Pension, Health Benefits, Social Security, and Investments. Fast forward a few years, and we’ve built quite a niche helping all sorts of Federal Employees.
If you’re interested in joining us at an upcoming event please click here: https://fedpilot.com/il/
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We frequently host educational events virtually and live. If you’d like to learn more about our approach to financial planning, please Contact Us now, and we’ll let you know when our next event is. If an individual meeting over a cup of coffee is more your style, we will gladly do that too. There’s no cost and no obligation, we’re happy to help.